永业银行Bank SinoPac
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信用卡 特色服务: 长期活动:
1992年1月28日成立的建華銀行為全方位的商業銀行,個人金融與企業金融一直並重發展。除了傳統存放款外,該行更致力於金融產品之整合服務,以及擴增金融產品的科技含量。2000年成功推出整合存摺、放款、證券、基金等產品之「MMA投資管理帳戶®」 (Money Management Account®),奠定了該行在台灣產品創新的市場領先地位。另外,近年更運用其在電子商務的技術優勢及跨洲金融的獨家管道,陸續推出「B-to-B企業電子資金管理系統」(Pay-Web) 、「線上應收帳款承購」( e-Factoring) 及「CPA洲際管理帳戶」(CrossPacific Account)等產品,有效的為不同階層及性質的客戶提供突破時空限制的現金調度及資產管理的平台。2001年9月28日,該行與當時之建弘證券及金華信銀證券共組金控公司,正式成為永豐金控的一員。
台北國際商銀擁有近六十年的優良歷史,前身為創立於1948年5月4日之「台北區合會儲蓄公司」,1978年改制為「台北區中小企業銀行」,1998年5月14日再轉型為「台北國際商業銀行」。以其初始背景故,該行擁有大台北地區最為眾多的分支機構,並在該地區商鋪行號等中小企業中搭建起最紮實的客群基礎。也因為在台灣最繁盛地區擁有最忠誠穩定的顧客,該行的營業收益乃一向極為豐盈平順,在同業間常名列前茅。再加上該行的經營策略率皆以均衡業務成長與強化授信資產品質為主軸,經營績效與獲利能力乃得以長期高於業界平均水平。2005年12月26日,該行與當時的建華金控以換股的方式合併,正式成為永豐金控的一員。
永豐銀行依組織分工共設十八處、一室,並擁有129家國內分行,國際金融業務分行,及香港分行、九龍分行、澳門分行、洛杉磯分行、越南代表人辦事處等國外分支機構,暨美國加州子銀行-美國遠東國民銀行(當地有十家分行,另設有越南胡志明市分行及大陸北京代表處)。本行目前尚擁有永豐金(香港)財務、永豐人身保險代理人及永豐金財產保險代理人等子公司,可以與本行專業分工、殊途並進的推展業務,為客戶提供最完善的服務。
Bank SinoPac ('BSP'), a wholly owned subsidiary of SinoPac Financial Holdings Co., Limited ('SPFH'), is a full-service commercial bank with banking services equally emphasized in corporate and individual sectors. In addition to traditional banking services in savings and loans, BSP has put a lot of efforts on the integration of financial products and the enhancement of the technology content in its service platforms. Back in 2000, BSP launched its Money Management Account (MMA), a truly state-of-the-art product that could consolidate customers' accounts in savings, loans, securities, mutual funds and credit cards into one summary, and consequently into one account, and thus enable our customers to manage their assets much more easily and efficiently. Since then, BSP has become the clear market leader in product innovation in the Taiwan banking community. We followed with a number of similar, yet more advanced creative products for our customers by utilizing our expertise in e-commerce and our established channels of cross-border banking services, such as B-to-B Pay-Web, e-Factoring Payment System, as well as our powerful CrossPacific Account (CPA). Through these products, we can help our clients establish highly effective management tools in cash flow and portfolio management.
After years of expansion, BSP has not only conducted business throughout Taiwan, but also had it extended into Hong Kong, Macau, Vietnam, China and the United States. Furthermore, on Nov. 13th, 2006, BSP announced the completion of the merger with the International Bank of Taipei ('IBT'), which is also a member of SPFH with 59 years of operations, and operating more branches in the Greater Taipei area than any other bank, and consequently, has the strongest customer base of small and medium businesses in that area. Benefiting from the merger of the two banks, the new BSP has inherited both their achievements and resources, including those comprehensive business networks, innovative product lines and advanced information systems.
Bank SinoPac current operates through 18 divisions, one office and 129 branches in Taiwan. In addition, the bank has an offshore banking unit (OBU), four overseas branches in Los Angeles, Hong Kong, Macao, and Kowloon, one liaison office in Vietnam and one subsidiary in California. The California subsidiary maintains 10 branches in the U.S., one full service branch in Vietnam and one liaison office in Beijing. To provide a completely integrated financial service solution, Bank SinoPac has invested heavily in financial peripheral business, including a finance company, financial consultation and others.