农业银行ABC
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中国农业银行网站 中国农业银行首页 中国农业网上银行 中国农业银行信用卡 中国农业银行网 农业银行 农行
中国农业银行是新中国设立的第一家商业银行,也是改革开放后第一家恢复成立的国家专业银行。中国农业银行最初成立于1951年,1979年2月再次恢复成立后,成为在农村经济领域占主导地位的国有专业银行。1994年中国农业发展银行分设,1996年农村信用社与农行脱离行政隶属关系,中国农业银行开始向国有独资商业银行转变。2009年1月15日,中国农业银行完成工商变更登记手续,由国有独资商业银行整体改制为股份有限公司,并更名为中国农业银行股份有限公司。
2008年,农业银行各项业务快速发展,经营效益明显提升,资产质量显著改善。年末总资产达到70,143.51亿元,各项存款60,974.28亿元,各项贷款31,001.59亿元,资本充足率9.41%,不良贷款率为4.32%,全年净利润514.53亿元。中国农业银行通过全国24,064家分支机构、30,089台自动柜员机和遍布全球的1,171家境外代理行,以覆盖面最广的网点网络体系和领先的信息科技优势,向超过3.5亿客户提供便利、高效、优质的金融服务。
2008年,在《财富》杂志全球500强排名中,中国农业银行位列第223位,穆迪信用评级为A1/稳定。
作为一家面向三农、城乡联动、融入国际、综合经营的大型商业银行,中国农业银行秉承大行德广 伴您成长的服务理念,坚持审慎稳健经营、可持续发展,立足城市和县域两大市场,充分发挥城乡联动优势,实施差异化竞争策略,依托庞大的分支机构、电子化网络和多元化的金融产品,不断朝着为最广大客户群体提供优质金融服务的现代化全能型银行的目标迈进。
The predecessor of Agricultural Bank of China is Agricultural Cooperative Bank established in 1951. Since late 1970s, the Bank has evolved from a state-owned specialized bank to a wholly state-owned commercial bank and then a state-controlled commercial bank. On 15 January 2009, the Bank was restructured into a joint stock commercial bank.
In 2009, the Bank advanced operational transformation, and continuously enhanced corporate value, competitiveness and risk control. By the end of 2009, total assets of the Bank amounted to RMB8,882,588 million, total deposits reached RMB7,497,618 million, and total loans were RMB4,138.187 million. The capital adequacy ratio and non-performing loan ratio stood at 10.07% and 2.91% respectively. During the year, the Bank achieved a net profit of RMB65,002 million. Following the core value of "honesty and prudence" and the business philosophy of "customer priority", the Bank provides customers with diversified, superior and efficient financial services by leveraging urban and rural presence and extensive electronic network.
In 2009, the Bank took the 155th place in the Fortune Global 500, and ranked No. 8 in The Banker's "Top 1000 World Banks" list in terms of profit before tax for the year of 2008. In the year, the Bank was rated A1/Stable by the Moody's.