北京农村商业银行BRCB
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特色服务: 长期活动:
北京农村商业银行成立于2005年10月19日,是国务院首家批准组建的省级股份制农村商业银行。成立以来,北京农商行全方位开展体制机制的系统创新,全面实施经营管理的规范化运作,坚持改制不改向,致力于支持首都新农村建设和城乡一体化发展,为首都社会经济发展和社会主义新农村建设做出了积极贡献。
--金融支持首都新农村建设的主力军。北京农商行拥有近700家覆盖首都城乡的营业机构,已经成为首都信贷支农不可替代的主渠道。截至2009年12月末,北京农商行资产总额达2846亿元,存款余额2616亿元,贷款余额1221亿元;涉农贷款占全市涉农贷款总额的40%,农户贷款占全市农户贷款额的90%以上,十个郊区县支行存贷款市场份额保持在30%以上,在农村金融市场持续保持较为明显的优势地位。
--锐意创新的特色银行。北京农商行坚持以科技创新引领业务发展和管理提升,拥有较完善的金融支农信贷产品和服务;推出了全国农村合作金融系统首家网上银行--金凤凰网银和特色定位的银行卡产品――凤凰卡系列;连续三年举办凤凰乡村游 体验新农村活动,在京郊地区建立起快速金融支付绿色通道,成功引领北京地区城市资金二十多亿元流向农村市场;成功取得代理销售国债资格,为农民提供理财服务,金融产品和服务创新不断深化。
--强化内控与风险管理。北京农商行不断完善公司治理结构,坚持按规矩办事的治行理念,以建立和完善行政运行和业务运行两大机制为抓手,不断完善经营管理和内控体系,管理效能和内控水平有了新的提升,努力实现效益、质量、规模、结构、速度的协调发展。
Beijing Rural Commercial Bank (referred as BRCB hereafter) was established on October 19, 2005, which was the first provincial level joint-stock rural commercial bank approved to establish by the State Council. Since then, BRCB has been carrying out all-directional systemic innovation to its institutional mechanism, fully implementing standard operation and management, insisting on "restructuring but not change direction", committing itself to supporting the capital's new countryside construction and urban-rural integration development, and making positive contribution to the social-economic development and socialist new countryside construction.
--The "Main Force" of financial support to capital's new countryside construction
BRCB has nearly 700 outlets scattered over urban and suburb Beijing; it has become the irreplaceable main channel in credit support to capital agriculture. By the end of 2009, the total assets of BRCB reached RMB 284.6 billion Yuan, the outstanding balance of deposit stood at RMB 261.6 billion Yuan and the outstanding balance of loan was RMB 122.1 billion Yuan; its agriculture-related loan accounts 40% of the city's total amount, farmer household loan accounts 90% of the city's total, and outstanding balance of deposit and loan in 10 suburb branches continues to accounts for above 30% in suburban area and rural market. BRCB has maintained fairly obvious advantage in the rural financial market.
--Characteristic bank with unceasing innovation
BRCB has always employed scientific and technological innovation to lead business development and management enhancement, and has owned comparatively complete financial products and services to support agriculture credit; launched the first internet banking-"Golden Phoenix Internet Banking" among national rural cooperative financial system, and featuring bank card product-Phoenix Card series; successfully held "Phoenix Countryside Tour, Experience New Countryside" event for three consecutive years, built up a "green channel" of rapid financial payment in Beijing's rural areas, and led more than 2 billion yuan from the city area of Beijing to the suburb; successfully obtained National Debt Sales Qualification, provided farmers with wealth management services and financial products.
--Strengthen internal control and risk management
BRCB continuously improves its corporate governance structure, adheres to the management concept of "operate by rules"; with establishing and optimizing administrative operation and business operation mechanisms as two key issues, continually improves business management and internal control systems, makes great efforts to achieve coordinated development of efficiency, quality, scale, structure and speed!