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本行創設於民國八年(西元一九一九年)由當時省紳林熊徵先生及海外華僑鉅商等發起組織,於同年(即民國八年)元月二十九日召開創立大會,資本總額定為日幣一千萬圓,由林熊徵先生擔任總理(董事長),設總行於台北市表町二丁目二番地(即現今之館前路四十五號地址),同年三月開始營業。
林熊徵先生從民國八年創立株式會社華南銀行即就任總理至民國三十三年增資後,由於台灣銀行所有股份超過總資本之半數,乃由台灣銀行改派名倉喜作任總理,林熊徵先生則就任最高名譽職之會長。

民國三十四年十月二十五日台灣光復,林熊徵先生以台灣總商會會長身份,獲選台灣省代表,參加中央政府還都典禮,旋於完成向當局爭取華南銀行繼續存在的重要使命後於民國三十五年十一月二十七日病逝。本行遂於民國三十六年二月二十二日舉行股東大會,由董事會推劉啟光先生為董事長。

民國三十六年五月三日召開臨時股東大會,決議與前台灣信託公司合併,將該公司改為本行信託部,並將資本額增加至舊台幣二千五百萬元。

民國九十年十二月十九日為華南金融控股股份有限公司開業日暨股票掛牌上市轉換基準日,設總公司於台北市,額定資本額為新台幣一千億元。本行則成為華南金融控股股份有限公司之子公司。

為提昇營運效益及降低成本,本行於民國九十七年五月二十三日獲准合併華南票券金融股份有限公司。

Hua Nan Bank was founded in 1919 with capital of 10 million yen. Founders included the prominent local entrepreneur, Mr. Lin Hsiung-cheng, and several Southeast Asian overseas Chinese investors. The founding ceremony was held on January 29, 1919 and Mr. Lin Hsiung-cheng served as Chairman. The Bank maintained a head office in Taipei and started business in March 1919.
Mr. Lin Hsiung-cheng served as Chairman from 1919 to 1944. In 1944, Bank of Taiwan used its majority ownership in the bank to reassign Mr. Akekula as Chairman, and Mr. Lin Hsiung-cheng became Chairman Emeritus.
Following the retrocession of Taiwan to China on October 25, 1945, Mr. Lin Hsiung-cheng, as Chairman of the Commercial Association of Taiwan, was selected as Taiwan Province representative to participate in the ceremony that reinstated the R.O.C. capital. He also carried out the important mission of seeking support from the R.O.C. authorities to ensure the continued viability of Hua Nan Commercial Bank. He passed away on November 27, 1946. On February 22, 1947, the Bank held a shareholders' meeting, during which Mr. Liu Chi-kuang was nominated by the board to become Chairman.
On May 3, 1947, the Bank merged with Taiwan Trust Company, the latter becoming the Bank's newly-formed Trust Department, and increased capital to 25 million Old Taiwan dollars.
By June 1948 more than 60 branches staffed with high caliber employees had been established throughout Taiwan. The Bank thus became well-known and highly regarded as a sound and solid financial institution.
In 1948 when Taiwan's economy began to be seriously impacted by the economic slump in mainland China, the Bank revised its business focus, reducing low yield business while promoting more profitable business. During this time, the Bank again increased capital to 1 billion Old Taiwan dollars.
In the period since monetary reform on June 15, 1949 through May 31, 2010, the Bank increased capital a number of times to reach the present amount of NT$43,107,000,000, positioning it as one of the soundest and largest banks in Taiwan.
A large number of government-owned shares was released on January 22, 1998, enabling the Bank to complete privatization and embark upon a new era.
In order to adapt to government financial reforms and changes in the financial environment, to achieve synergy through diversification, and to meet long-term development needs, the Bank and Entrust Securities Co. each convened extraordinary shareholders' meetings on November 14, 2001 and passed a proposal to establish Hua Nan Financial Holdings Co., Ltd. (HNFHC) via a 100% stock conversion. Mr. Lin Ming-cheng was elected as the Chairman of the board.
On December 19, 2001 HNFHC started business and its shares listed on the Taiwan Stock Exchange. HNFHC, with registered capital of NT $100 billion, maintains its head office in Taipei. The Bank accordingly became a subsidiary of HNFHC.

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