目前本行提供的營業項目包括存款、放款、保證、外匯、OBU、信託、信用卡、現金卡、證券、債券、自營期貨、衍生性金融商品、應收帳款承購、保管箱、電子銀行以及公益彩券代理業務等。其中在財富管理業務方面，本行一直以來運用「財富人生規劃系統」(Financial Advisory System)，以專業諮詢模式取代產品銷售導向的理財規劃模式來服務客戶，並憑藉著優異的服務品質與穩健的經營團隊，連續五年榮獲國際專業期刊Euromoney(歐洲貨幣雜誌)評選為「台灣最佳財富管理銀行」。
此外，本行亦積極拓展海外聯貸業務，不僅開啟本國銀行主辦南非地區聯貸案的先例，於97年共同主辦之印尼PT Protelindo公司聯貸案更獲得國際專業期刊Project Finance(專案融資雜誌)評選為亞太地區年度電信業融資案，未來，本行也將透過更緊密的合作策略，以期在國際聯貸市場佔有一席重要地位。
We have recently been informed of several fraudulent letters of the same content detailing a fabricated story in the name of some Chinatrustˇs employees. We appeal the public not be swindled or misled.(more details see our Announcement)
1. Date of Establishment: March 14, 1966
The predecessor of Chinatrust Commercial Bank (CTCB) was China Securities Investment Corp., which was founded in 1966. Two key events stand out in its 44-year history: reorganization as an investment trust company in 1971 and transformation into a commercial bank in 1992. This evolution coincides with the budding, growth, and metamorphosis of Taiwan's financial market, which in turn is a mirror of how the local economy has evolved.
With a mission to build a truly international, diversified entity capable of providing a complete range of financial services, Chinatrust Financial Holding Co., Ltd (CFHC) was initiated on May 17, 2002. Through a share swap, CTCB was made a wholly owned unit of the financial holding company.
To maximize economies of scale, CTCB merged with Grand Commercial Bank in December 2003 and acquired Fengshan Credit Cooperative in July 2004. These were followed by its successful bid in May 2007 for Enterprise Bank of Hualien. On April 2008, CTCB merged with Chinatrust Bills Finance Corp. As of the end of 2009, CTCB had 145 domestic outlets and a total of 4,368 ATMs installed across the country. With an outstanding base of NT$1.32 trillion in deposits, it had assets of NT$1.73 trillion, surpassing all other private banks in Taiwan.3. Business Overview
CTCB is engaged in the following businesses: deposits, loans, guarantees, foreign exchange, OBU, trust, credit cards, cash cards, equities, bonds, proprietary dealing in futures, derivatives, factoring, safe deposit boxes, electronic banking, and the Public Welfare Lottery. In terms of wealth management, CTCB has opted to serve clients with professional counseling that centers on its financial advisory system, doing away with the conventional approach of promoting in-house products. In recognition of the constantly exquisite services delivered by the bankˇs reliable management team, Euromoney magazine has cited CTCB as the Best Private Bank in Taiwan for five years in a row.
When it comes to corporate banking, CTCB has made it a point to grow the e-commerce market. Special emphasis is placed on developing and perfecting an online banking platform fully protected by a well-rounded security mechanism. In 2007, the bank joined forces with Yahoo! Taiwan to install the ¨Yahoo! pay easy〃 payment platform. CTCB has also been keen to develop and promote one-time password (OTP) certification services so as to provide consumers with a safer online shopping environment. With fraudulent practices effectively foiled, online shopping is that much easier and more convenient.
Additionally, CTCB has been highly proactive in getting involved in syndicated loans overseas. It was the first Taiwan bank to act as lead arranger of a syndicated loan in the South African market. In 2008, CTCB served as co-lead arranger of a syndicated loan to PT Protelindo of Indonesia; the exercise was later rated by Project Finance magazine as the Asia-Pacific Telecoms Deal of the Year. Looking ahead, CTCB is set to play an even bigger role in the international syndicated lending market through teaming up with more partners from around the world.4. Honors/Awards
CTCB's proven track record in product development, business performance, and earnings capacity has not gone unnoticed. It has won extensive recognition among domestic and foreign rating agencies and well-respected financial publications. The number of honors and awards granted to CTCB is unparalleled by any other local peer. The following is a list of major prizes won in 2008: